Here is my attempt to cram an entire personality into a few short paragraphs.
I like to talk about things that are of a big scale and consequence. I’m always the contrarian, I speak with conviction, I really like to be transparent about as much as I can, I love to learn more than almost anything, and I will always choose rebellion.
People close to me would describe my personality as: eccentric, intense, gregarious, and…rude”
I would describe my style of communication to be: “unnecessarily brash, but incontrovertibly true”.
I’m from a small town in Rhode Island, where it’s sort of acceptable to have an attitude problem, so I have one.
In 2001 I enlisted in the Army and saw a bit of the world, jumped out of some airplanes, experienced war, and it helped me grow up a little bit. After the army I learned how to build a house with my uncle, I spent some time in car sales, went to college for finance, and sort of wasted a bunch of precious time.
These days I invest in real estate because more than anything it provides me freedom. Freedom from jobs I hate, tyrannous bosses, projects I don’t care about, and just the dull complacency of working for the weekend.
I started this blog in late 2017 and I’ve found incredible value through writing, helping people, and making genuine friendships.
My money story:
In 2010 I made some REAL bad life choices and ended broke with no income and a lot of debt. I quickly realized I had always been broke, but never really understood how irresponsible I was being until things really fell apart. This is when I realized an important lesson: humans really only learn when the lesson is painful, and when life is not painful we learn nothing at all.
I found a net worth calculator online one day and it told me I was about 40K in the negative. I had zero money in savings and had just lost my job. I wasn’t broke because I didn’t make enough money, though that’s what myself and most people would have blamed it on, nor was it some external life burden that held me back. I was broke because I misspent what I had. I had a nice car and nice clothes and went out to eat often. I was just making bad choices constantly and taking zero responsibility. This is incredibly common and it’s why most people live month to month.
Luckily, I respond very well to pain.
I finally got fed up with constantly stressing about money, I was sick of being broke, and swore I would fix this problem forever.
I started reading everything I could about the personal finance community to pay off my debt and save some money. In 2014 I figured out I could make money in real estate and within 18 months I had bought a foreclosure that made me more money than an idiot like me should be able to make. I started focusing heavily on real estate as a means to freedom.
I remember distinctly what it was like to have my life choices guided by insufficient resources. Not being able to afford to quit a job I hate, not being able to move to somewhere with more opportunity, being tied to the wrong people due to financial limitations. Financial freedom isn’t just not worrying about paying the bills, it allows us to design our entire life around what we enjoy, rather than what most people do which is work just enough to fund their already existing commitments that they aren’t really that excited about. This is a problem that can be fixed and it’s not too hard.
As I started getting better at this I realized that I really enjoyed my new found freedom, and I know others would enjoy it as well. I don’t have any desire to be the most successful real estate investor on earth, I just want to enjoy my days without stress, doing things I love, challenging myself, and helping the next person find the same for themselves.
I was told somewhere around my late 20’s that we need 3 hobbies in our lives to keep us happy.
One hobby that makes money
One hobby that keeps us in physical shape
and one hobby that keeps us creative
I love this approach to designing life enjoyment. I highly recommend thinking about this if you’re looking for a way to fill gaps in your life, or find productive ways to point your ambitions.
Photography is something I picked up a few years back, to keep me creative, and it’s been incredibly rewarding. I started as way to photograph houses, but I found I like to incorporate photography into everything I do, so I do.
I’m a lifelong car guy and I try to make time to take car pics as much as possible. It’s likely you’ll find some sprinkled across the website. (If you happen to live in Vegas and have a cool car, I would love to see it, please reach out.)
Fitness is important yo.
Mental healthy, discipline, patience, goal setting, perseverance, self confidence. What downside is there to exercise, other than it’s annoying?
Fitness is the ultimate mechanism of self competition. Spending time competing against myself has been excellent preparation to compete with everyone else.
Reading is also something I do very often and I highly recommend for everyone. Here are some links to book posts I’ve made and my recommended readings.
Favorite Authors & Quotes
Christopher Hitchens – My first favorite role model. A guy who could argue against anything, who could stay strong while going against the crowd, and he always spoke completely fearlessly.
“Seek out argument and disputation for its own sake, The grave will provide plenty of time for silence.”
Nassim Taleb – In my opinion one of the smartest humans walking the earth. Nassim has a way to blend mathematical economics with lifestyle philosophy that no one else can come near.