I find describing myself to strangers to be an awkward exercise.
I like to talk about things that are of a big scale and consequence. I like to be a contrarian, I speak with conviction, I really like to be transparent about as much as I can, I love to learn, and I always choose rebellion.
My fiance describes my personality as: eccentric, intense, gregarious, and…rude”
I would describe my style of communication to be: “unnecessarily brash, but incontrovertibly true”.
I’m from a small town in Rhode Island. In 2001 I enlisted in the Army. Saw the world, jumped out of some airplanes, experienced that war, and it helped me grow up a little bit. After the army I learned how to build house with my uncle, I spent some time in sales, went to college for finance, and sort of wasted a bunch of precious time.
These days I invest in real estate because I love both the challenge and the CASH FLOW BABY! I started this blog in late 2017 and I’ve found incredible value through writing, helping people, and making genuine friendships.
My money story:
In 2010 I made some REAL bad life choices and ended up flat broke. I quickly realized I had always been broke, but never really understood how irresponsible I was being until I was until things really fell apart. This is when I realized humans learn the most when the lesson is painful.
I found a net worth calculator online one day and it told me I was about 40K in the negative. I had zero money in savings and had just lost my job. I wasn’t broke because I didn’t make enough money, though that’s what I would blame it, or some external life burden that held me back. I had a nice car and nice clothes and went out to eat often. I was just making bad choices constantly and taking zero responsibility. This is incredibly common and it’s why most people live month to month.
Luckily, I respond very well to pain.
I finally got fed up with constantly stressing about money, I was sick of being broke, and swore I would fix this problem forever.
I started reading everything I could about the personal finance community to pay off my debt and save some money. In 2014 I figured out I could make money in real estate and within 18 months I had bought a foreclosure that made me more money than an idiot like me should be able to make. I started focusing heavily on real estate as a means to freedom.
I remember distinctly what it was like to have my life choices guided by insufficient resources. Not being able to afford to quit a job I hate, not being able to move to somewhere with more opportunity, being tied to the wrong people due to financial limitations. Financial freedom isn’t just not worrying about paying the bills, it allows us to design our entire life around what we enjoy, rather than what most people do which is work just enough to fund their already existing commitments that they aren’t really that excited about. This is a problem that can be fixed and it’s not too hard.
As I started getting better at this I realized that I really enjoyed my new found freedom, and I know others would enjoy it as well. I don’t have any desire to be the most successful real estate investor on earth, I just want to enjoy my days without stress, doing things I love, challenging myself, and helping the next person find the same for themselves.
I was told somewhere around my late 20’s that we need 3 hobbies in our lives to keep us happy.
One hobby that makes money
One hobby that keeps us in physical shape
and one hobby that keeps us creative
I love this approach to designing life enjoyment. I highly recommend thinking about this if you’re looking for a way to fill gaps in your life, or find productive ways to point your ambitions.
Photography is something I picked up a few years back, to keep me creative, and it’s been incredibly rewarding. I started as way to photograph houses, but I found I like to incorporate photography into everything I do, so I do.
I’m a lifelong car guy and I try to make time to take car pics as much as possible. It’s likely you’ll find some sprinkled across the website. (If you happen to live in Vegas and have a cool car, I would love to see it, please reach out.)
Fitness is important yo.
Mental healthy, discipline, patience, goal setting, perseverance, self confidence. What downside is there to exercise, other than it’s annoying?
Fitness is the ultimate mechanism of self competition. Spending time competing against myself has been excellent preparation to compete with everyone else.
Reading is also something I do very often and I highly recommend for everyone. Here are some links to book posts I’ve made and my recommended readings.